Our Services
Mortgage Renewals
Renew Your Mortgage with Strategy, Not Assumptions
Most homeowners renew their mortgage by simply signing what their lender sends them. That convenience often comes at a long-term cost. I help you review, compare, and restructure your mortgage so it continues to work for you.
1Who is this for?
- Homeowners approaching mortgage maturity
- Clients offered early renewal by their current lender
- Borrowers unsure whether renewal or refinance is the better option
2Common Challenges
- Accepting a renewal without reviewing alternatives
- Being locked into restrictive terms and penalties
- Missing opportunities to improve cash flow or flexibility
How We Help You Win
Our Strategy
- Full review of your existing mortgage terms
- Comparison of renewal options across multiple lenders
- Strategic advice on timing, penalties, and structure
Your Benefit
- Better terms beyond just the rate
- Improved flexibility for future life changes
- Reduced risk of costly penalties down the road
Frequently Asked Questions
Should I always negotiate my renewal?
Yes. Even small improvements can save thousands over a full term.
Is switching lenders complicated?
In most cases, it is simpler than expected and handled on your behalf.
Can I renew early without penalty?
Some lenders allow early renewals, but terms should still be reviewed.